<?xml version="1.0" encoding="UTF-8"?><email><title>Consumer Information Disclosure - Spring 2026</title><timestamp>2026-01-30T00:00:00</timestamp><date><timestamp>2026-01-30</timestamp><dateShort>01/30/26</dateShort><dateMonthYear>January, 2026</dateMonthYear><dateLong>January 30, 2026</dateLong></date><time><format24>00:00</format24><format12>12:00am</format12></time><stagingPath>/emails/general/2026/2026-01-30_consumer-info-disclosure-spring-2026.pcf</stagingPath><path>/emails/general/2026/2026-01-30_consumer-info-disclosure-spring-2026.shtml</path><file>https://dev.farmingdale.edu/emails/general/2026/2026-01-30_consumer-info-disclosure-spring-2026.xml</file><page>https://dev.farmingdale.edu/emails/general/2026/2026-01-30_consumer-info-disclosure-spring-2026.shtml</page><type>general</type><privacy>private</privacy><lead>Dear Farmingdale State College Student: As a student, you have a right to receive various consumer information as required by the Higher Education Opp…</lead></email>